Personal Valuables Insurance

Does Homeowners Insurance Cover Jewelry & Valuable Items?

Homeowners policies may provide limited coverage amounts for jewelry or valuable items, based on the type of item and cause of loss. Valuable items coverage may provide the protection you need for your valuable possessions in the event of covered loss from, for example, theft or fire.

What Does Jewelry Insurance Cover?

Jewelry insurance covers valuable items from jewelry to collectibles, if these items are stolen or damaged in a covered event. A homeowners policy may not cover, or provide enough coverage, for those valuable items. Jewelry and valuable items coverage can help to give you peace of mind.

Consider Valuable Items Coverage For:

  • Jewelry and engagement rings
  • Silverware, china and crystal
  • Antiques
  • Fine art
  • Stamp and coin collections
  • Bicycles
  • Trophies
  • Sound equipment (recorders)
  • Sports equipment (archery, camping, fishing, skiing)
  • Wedding gifts
  • Cameras
  • Computers
  • Musical instruments
  • Golf Equipment
  • Furs
  • Guns
  • Pedigreed dogs
  • Garden tractors
  • Political campaign collections
  • Watches

Personal Articles Floater

This itemized coverage can give you some peace of mind knowing your belongings and jewelry may be covered at the time of a loss. Offered as protection just for valuables, policies can be purchased separately. There is no deductible for most classes or types of property and the coverage insures against many risks. This is beneficial for more expensive articles, like an engagement ring or a watch, that may not be covered or with values that exceed coverage that might be provided by a homeowners policy.

The best tip we can give is to encourage you to compare multiple insurance quotes.

Give us a call to get a quote and start saving money.

Get A Quote
close slider

Barouh Insurance Agency

Lets get started!

Have a question? We love to hear from you. Send us a message and will respond as soon as possible.

Your message is important to us. A member of our team will be in touch via one-to-one phone call ASAP.

Scroll to Top